Regulatory Matters  Regulatory matters are critical to all financial institutions.  McGrath North has broad experience assisting clients in all aspects of their dealings with state and federal regulatory agencies involving bank-expansion activities, non-banking activities, investments and assistance with problematic examinations.

Mergers and Acquisitions  McGrath North draws on its extensive experience in mergers and acquisitions to assist financial-institution clients.  We provide sophisticated and creative advice concerning all aspects of mergers and acquisitions including regulatory, corporate, tax, real-estate, and acquisition-financing matters.

Enforcement Matters  We assist financial institutions as well as affected officers, directors and employees in regulatory-enforcement actions.  The firm is also experienced in handling criminal issues such as bank fraud and money laundering.

Representative Projects
Representative projects in this area include the following:

• Representing buyers and sellers in acquisition transactions.
• Engineering creative capitalization strategies to maximize returns on investment.
• Handling regulatory and enforcement issues arising from problem examinations.
• Counseling clients concerning Bank Secrecy Act and Anti-money Laundering Compliance.
• Handling regulatory and law-enforcement concerns regarding the filing of Suspicious Activity Reports.
• Assisting in the issuance of Trust-Preferred Securities.
• Counseling family-owned holding companies concerning succession planning.
• Representing bank officers and directors in regulatory and criminal-enforcement matters.
• Handling human resource and labor and employment matters.
• Representing banks in civil and criminal bank-fraud matters.