McGrath North’s corporate finance and bank finance attorneys advise both lenders and borrowers concerning the structure, negotiation and drafting of complex secured and structured financings, including asset-securitization facilities, revolving-credit and term-loan facilities, construction and project-financing loans, letters of credit, inventory-financing lines of credit, and lease transactions. These engagements have resulted in the firm having significant experience with many types of lenders, including money centers, insurance companies and local and regional banks.

The firm's projects have often involved negotiations and drafting other commercial contracts related to financing trasactions, giving our attorneys extensive experience with virtually every type of commercial contract in our clients’ industries and lines of business. By understanding a client’s goals in a specific transaction, we are able to draft the contract to protect our client’s interests while at the same time maximizing the benefits accruing to our client. Our Financial Services attorneys work in concert with other McGrath North lawyers, such as those in the Real Estate, Environmental and Taxation practice groups, in order to deliver comprehensive, well-thought-out solutions for our clients.

Representative Projects
Representative projects in this area include our representation of:

• A company in the irrigation industry in connection with a $150M long-term revolving-credit facility.
• A branded-foods company in connection with a $1,500M commercial paper back-up line-of-credit facility.
• A hotel chain in connection with a $46M revolving-credit facility along with a $106M mortgage loan.
• An agricultural and energy commodities company in connection with a $120M secured project-finance facility, including construction financing, a term loan and a revolving-credit facility.
• A finance-related company in connection with a $100M asset-securitization facility.
• A technology company in connection with a $450M combined revolving-credit and term-loan facility.
• A specialty-structures manufacturer in connection with a $280M revolving-credit facility.
• A hog processor in connection with a $40M revolving-credit facility, a $60M term loan and a $30M construction loan.
• A branded-foods company in connection with a $550M revolving-credit facility.
• A home-improvement contractor in connection with a $15M line of credit and a $5M letter-of-credit.
• A company in the employee-benefits industry in connection with a $20M term loan and $15M revolving-credit facility.
• A home-improvement-financing company in connection with a $190M term-loan facility.
• A branded-foods company in connection with a $160M revolving-credit facility.
• A bank extending a $45M revolving-credit facility to a veterinary and animal-food-production business.
• A bank providing a $22M revolving-credit facility to a grocery store chain.
• A bank extending a $20M revolving-credit/acquisition loan to a media company.
• A bank providing a $44M combined revolving-credit and term facility to a grain company subsidiary of an ethanol company.
• A bank extending a $48M revolving-credit facility to a hog producer.